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How Much Is Your Personal Data Worth? The 2026 Price List

L
Lunyb Security Team
··10 min read

Every time you sign up for a newsletter, tap "Accept All" on a cookie banner, or scroll through a social feed, you're paying with something more valuable than money: your personal data. But how much is personal data worth, exactly? The answer depends on what type of data it is, who's buying it, and whether it's sold legally by data brokers or illegally on dark web marketplaces.

In this guide, we break down the real 2026 price list for your personal information, explain who profits from it, and show you practical steps to reclaim control.

What Is Personal Data Worth in 2026?

Personal data is worth anywhere from a fraction of a cent per record on legitimate advertising exchanges to several thousand dollars per stolen identity on criminal marketplaces. On average, a single consumer profile sold to advertisers is valued at roughly $0.10 to $0.50, while a complete stolen identity (called "fullz" in cybercrime slang) sells for $30 to $1,000+ depending on the target's credit score and location.

The global data broker industry is projected to exceed $462 billion in 2026, and the average internet user generates data worth an estimated $240 to $600 per year to the companies that harvest it — yet almost none of that value flows back to you.

Two Very Different Markets

Your data trades in two parallel economies:

  1. The legal market: Data brokers, ad networks, social platforms, and analytics firms who buy, sell, and license behavioral, demographic, and inferred data.
  2. The illegal market: Dark web forums where credentials, credit card numbers, medical records, and identity packages are traded after breaches.

Prices in the illegal market are typically 10 to 100 times higher because the data can be used to commit fraud directly, whereas legal market data is valuable in aggregate rather than per-record.

The 2026 Personal Data Price List

Based on aggregated pricing from data broker rate cards, dark web monitoring reports, and cybersecurity research, here's what specific pieces of your identity are worth today.

Legal Data Broker Prices (Per Record)

Data TypeAverage PricePrimary Buyers
Basic email address$0.01 – $0.10Email marketers
Verified email + name$0.25 – $1.00Lead generation firms
Demographic profile (age, gender, income)$0.50 – $2.00Ad networks
Browsing history (30 days)$0.15 – $0.50Adtech platforms
Location data (30 days)$0.10 – $0.30Retail analytics
Purchase history$0.50 – $3.00Retailers, banks
Health condition inference$1.00 – $5.00Insurers, pharma
Job title + employer + income$2.00 – $10.00B2B sales, recruiters
Full "consumer profile" (500+ attributes)$10 – $50Political campaigns, hedge funds

Dark Web Prices (Illegal Market)

Data TypeAverage Price (2026)Typical Use
Stolen credit card (basic)$5 – $20Card-not-present fraud
Credit card with CVV + billing address$20 – $110Online purchases
Bank login credentials$40 – $500Account takeover
PayPal account (verified)$20 – $200Money laundering
Cryptocurrency exchange account$100 – $2,500Crypto theft
Social media account (verified)$25 – $300Scams, disinformation
Streaming service account$1 – $10Personal use, resale
Passport scan$15 – $75Identity fraud
Driver's license scan$25 – $100Account verification bypass
Social Security Number (US)$1 – $8Bundled with fullz
Medical records (per patient)$250 – $1,000Insurance fraud, blackmail
Complete "fullz" identity package$30 – $1,500Full-scale identity theft

Notice something surprising? Your credit card is worth less than your medical file. That's because medical records contain immutable information — you can cancel a card, but you can't cancel your medical history, blood type, or genetic predispositions.

Why Medical and Financial Data Command Premium Prices

Not all data is created equal. Criminals and legitimate buyers alike pay more for information that is:

  • Immutable: Things you can't change — Social Security Number, date of birth, biometrics.
  • Verified: Data that has been cross-checked against multiple sources.
  • Fresh: Recently harvested data before victims are alerted.
  • Comprehensive: Bundled records that enable multiple types of fraud.
  • High-value target: Data on wealthy individuals, executives, or government employees.

A generic email address might fetch a penny, but the executive email of a Fortune 500 CFO — paired with a phone number and calendar access — can sell for hundreds of dollars because it enables business email compromise attacks worth millions.

Who Buys Your Data and Why

Understanding the buyer side helps you understand pricing. Here are the main categories:

1. Advertising and Marketing

The largest legal buyer. Ad networks pay for behavioral profiles to serve targeted ads. Your value here is measured in Cost Per Mille (CPM) — how much advertisers pay to reach 1,000 people like you. A tech-savvy adult in the US might have a CPM of $20-$40, meaning you're worth about 2-4 cents per ad impression.

2. Data Brokers

Companies like Acxiom, Experian, and LiveRamp aggregate data from thousands of sources and resell packaged profiles. A single broker may hold 1,500+ attributes on you.

3. Financial Services

Banks, insurers, and lenders buy data to score creditworthiness, set premiums, and detect fraud. This is one of the highest-paying legal markets.

4. Political Campaigns

Modern campaigns spend heavily on voter data — psychographic profiles that predict how you'll vote and what messages will move you.

5. Cybercriminals

The illegal buyers who convert stolen data into cash through fraud, extortion, and resale.

6. Governments

Intelligence and law enforcement agencies buy commercial data to sidestep warrant requirements, a practice known as "data broker loopholes."

How Companies Calculate What You're Worth

Big tech platforms report their per-user revenue publicly, giving us a window into how much your attention and data are worth to them.

PlatformAnnual Revenue Per User (2025-26 avg.)Region with Highest Value
Meta (Facebook/Instagram)$68 globally, $250+ in US/CanadaNorth America
Google/Alphabet$310+ per active userNorth America
YouTube (ads only)$45 – $60North America
X (Twitter)$18 – $25US
TikTok$30 – $45US/UK
Snapchat$14 – $22North America

Multiply these across the 5-10 platforms most people use, and the average connected consumer generates $500-$1,200 per year in data-derived revenue for tech companies alone — before accounting for data brokers, retailers, and financial firms.

How to Reduce What Data Brokers Can Sell About You

You can't fully opt out of the data economy without going completely off-grid, but you can dramatically shrink your footprint and reduce your data's market value with a few disciplined habits.

1. Audit and Delete Old Accounts

Every dormant account is a breach waiting to happen. Use services like JustDeleteMe to close accounts you no longer use. Fewer accounts means fewer places your data can leak from.

2. Use Email Aliases

Instead of giving out your real email, use aliases from services like SimpleLogin, AnonAddy, or Apple's Hide My Email. If an alias starts receiving spam, you know exactly which company leaked or sold your data — and you can burn the alias without losing your real inbox.

3. Shorten and Control Your Links

When you share links on social media, forums, or in emails, the destination URL and click data can be tracked, profiled, and sold. Using a privacy-respecting shortener like Lunyb lets you control link analytics, disable third-party tracking, and share cleaner URLs that don't leak referral data. For a detailed look at how Lunyb compares to other shorteners, see our honest Lunyb review and our 2026 buyer's guide to URL shorteners.

4. Opt Out of Data Brokers

Major US brokers — Acxiom, Spokeo, WhitePages, BeenVerified, Radaris — allow opt-outs, though the process is deliberately tedious. Paid services like DeleteMe, Kanary, and Optery automate removals across 100+ brokers for $80-$150 per year. In the EU and UK, GDPR gives you the right to request full deletion.

5. Use Encrypted DNS and Private Browsers

Enable DNS-over-HTTPS (DoH) in your browser and switch to privacy-focused browsers like Brave, Firefox with hardened settings, or LibreWolf. These block trackers, fingerprinting scripts, and third-party cookies that fuel the data market.

6. Limit App Permissions

Mobile apps are voracious data collectors. Review permissions monthly and revoke anything unnecessary — especially location, contacts, and microphone access for apps that don't need them.

7. Freeze Your Credit

In the US, credit freezes are free and prevent new accounts from being opened in your name. This dramatically reduces the value of your data to identity thieves.

8. Use Payment Masking

Services like Privacy.com (US) and Revolut disposable cards let you generate one-time card numbers so merchants never see your real card details.

Regional Differences in Data Value

Where you live dramatically affects how much your data is worth. US and Canadian users are worth 4-8 times more to advertisers than users in Southeast Asia or Latin America because of higher purchasing power. But the flip side is that US users also face weaker federal privacy protections than EU citizens under GDPR or California residents under CCPA/CPRA.

In 2026, users in jurisdictions with strong privacy laws (EU, UK, California, Brazil, South Korea) generate slightly less data broker revenue per capita because consent requirements limit what can be legally sold — a rare case where regulation directly reduces the market price of your personal information.

The Future: Will You Ever Get Paid for Your Data?

Several projects have attempted to build "data dividend" systems where users are paid directly for their information. So far, results have been underwhelming: pilot programs typically pay $5-$50 per year — far less than the estimated $500+ your data actually generates. The gap exists because the value of data comes from aggregation, and individual bargaining power is minimal.

More promising are regulatory approaches: data minimization requirements, purpose limitations, and prohibitions on selling sensitive categories like health and biometric data. These shift the equation from "pay users for data" to "stop collecting it in the first place."

Frequently Asked Questions

How much is my personal data actually worth on the dark web?

A complete stolen identity package ("fullz") typically sells for $30 to $1,500 depending on the victim's credit score, country, and included documents. Individual pieces are much cheaper: a stolen credit card averages $20-$110, while medical records fetch $250-$1,000 because they can't be changed after theft.

How much money do Google and Facebook make from my data each year?

Meta generates approximately $250 per US/Canadian user annually, and Google/Alphabet generates over $310. If you use both platforms actively along with YouTube, Instagram, and other services, your annual data value to big tech alone is likely $500-$800.

Can I sell my own personal data legally?

Technically yes, but practically no. Several apps offer $5-$50 per year for browsing data or survey participation, which is a small fraction of what your data actually generates. The economic model of data monetization depends on aggregation across millions of users, so individual sellers have no leverage.

What is the most valuable type of personal data?

Medical records and complete financial identity packages command the highest prices — often $250 to $1,500 per record. This is because they contain immutable information (health history, Social Security Number, date of birth) that enables long-term fraud and can't be "reset" like a password or credit card.

How do I find out what data brokers know about me?

In the EU/UK, submit a GDPR Subject Access Request to any broker. In California, use CCPA "right to know" requests. In the US generally, major brokers like Acxiom, Experian, and LexisNexis have consumer portals where you can request your file. Expect the results to be shocking — most brokers hold 500-1,500 individual attributes about the average adult.

Final Thoughts

Your personal data is worth far more than you probably realized — hundreds to thousands of dollars per year to legitimate companies, and potentially thousands more to criminals if it's stolen. The uncomfortable truth is that the current data economy is built on an information asymmetry: buyers know exactly what you're worth, but you don't.

The good news is that awareness is the first step toward change. Every alias you use, every broker you opt out of, every tracker you block, and every link you route through a privacy-respecting service chips away at the machine. You may never be paid what your data is truly worth, but you can absolutely make it harder — and less profitable — for others to sell it without your knowledge.

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